LUNAR AI PROTECTION · PERSONAL AI INSURANCE IN DEVELOPMENT

Personal AI insurance.
Made for real life.

Lunar AI Protection is LunarQuote’s planned insurance product for individuals and families. We’re developing a simple way to help with defined losses and recovery costs after certain AI-driven impersonation, voice-clone, deepfake and fraud events, if a future policy is approved and applies.

~$4target starting price / month
Join the founding waitlistWhy would I need this?

The ~$4 price is a development target, not an insurance quote or guarantee. No consumer AI insurance is currently being sold through this page. Final pricing, coverage, limits, eligibility and state availability may change.

WHY THIS EXISTS

A fake voice can sound real.
A fake video can look real.

That is the problem. AI can make scams and identity attacks more believable. Lunar AI Protection is our attempt to make the insurance side just as simple: understand the event, verify what happened, and help with clearly defined covered losses if a future policy applies.

01 / VOICE“Mom, I’m in trouble. Send money.”

A scammer may use AI to copy a loved one’s voice and create a fake emergency.

02 / VIDEOSomeone looks exactly like a person you trust.

Deepfake video can make an impersonation feel much more convincing than a normal phishing message.

03 / IDENTITYYour identity gets used against you.

AI can help criminals create convincing messages, profiles and documents to support fraud or account abuse.

THE PRODUCT WE WANT TO BUILD

Personal AI insurance, explained clearly.

This is the goal—not approved coverage yet. We want a basic consumer plan that does not require you to be an AI company or understand technical insurance language.

STEP 01Join the free waitlist now.

If the insurance product launches, you can review the actual terms and pricing before deciding whether to apply.

STEP 02Know exactly what counts.

Clearly defined events such as certain AI impersonation, voice-clone, deepfake, identity or scam losses—not “anything bad involving AI.”

STEP 03Get help after a covered event.

A future policy could combine eligible financial protection with recovery guidance, depending on final approved terms.

Important: LunarQuote is developing this concept and looking for an authorized insurance partner. LunarQuote is not currently offering, binding or issuing a consumer AI insurance policy through this page. Joining the waitlist is free and does not create coverage.
WHY THE IDEA IS NOT FROM NOWHERE

Consumer digital-risk insurance already exists.
AI changes the problem.

FTC: voice cloning is a real scam tactic.

The FTC warns that scammers can use a short audio clip and voice-cloning tools to sound like a loved one in a fake emergency.

FBI: AI is being used in impersonation schemes.

2026 FBI warnings describe AI-generated videos and voices being used to make government and other impersonation fraud more convincing.

NAIC: identity and cyber products already help with some recovery costs.

Existing consumer products can address certain identity or cyber events, but direct financial losses and coverage details vary.

Explore 1,000 consumer AI scam, deepfake and insurance guides →

LUNAR AI PROTECTION · FREE WAITLIST

LunarQuote’s planned personal AI insurance.

Be first to hear if Lunar AI Protection launches for individuals and families. We’re working with the insurance market to explore a product for certain AI-driven scams, impersonation and identity risks.

We’ll use your details to understand demand and send launch updates with your consent. The product, price and coverage are still in development. Joining is not an insurance application.

Join the free waitlist.

Lunar AI Protection is LunarQuote’s planned personal AI insurance product. Free to join. No card, policy or coverage today.

Help shape the first plan.Four quick answers tell us what people actually want. These are product-research questions, not an insurance application.

Read how we handle your information in our Privacy Policy.

Target pricing around $4/month is a development goal only. Product availability, insurer, coverage, limits, exclusions, deductibles, eligibility, price and launch timing are not guaranteed and would be subject to the final authorized insurance structure and applicable regulatory requirements.
OFFICIAL SOURCES

Read the warnings yourself.