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Agents & brokers · QUESTION GUIDE

What should personal appetite verification include?

Short answer

Confirm relevant authority, actual personal product capability, states and limitations through the review process. Partner-entered text alone should not determine household customer sharing.

An illustrative example

An agency adds personal digital protection appetite.

This is a hypothetical situation, not a real customer outcome or a coverage determination.

Three facts to prepare

  • Verified personal authority
  • Product capability
  • State scope

Use a brief, accurate summary. Separate confirmed facts from assumptions; keep passwords, identity numbers, private customer records and confidential documents out of an initial marketplace request.

A question to bring to the right professional

What evidence supports this personal appetite rather than a general claim?

Keep actual capability separate from future interest. Marketplace eligibility describes whether an approved organization can responsibly handle a request; it is not an insurer's underwriting decision or a promised quote. Updating limits and pauses promptly protects customers and improves the meaning of marketplace supply.

Sources and scope

Sources supply the stated background, not a determination about the illustrative case. The example, checklist and discussion prompt are LunarQuote educational material. Source links checked October 5, 2026.

General educational information, not insurance or legal advice. This page has not been individually reviewed by a licensed insurance professional or counsel. LunarQuote does not sell, recommend or bind insurance. Appropriate qualified professionals review actual products, facts and policy terms.

Your next step

Describe your agency's real capability and availability. Customer sharing requires independent licensing verification and the applicable agreement. Early access is free; approval does not guarantee opportunities.

Apply for partner early access →

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